To whom can Representative Payees and Federal Fiduciaries be appointed?

Representative Payees and Federal Fiduciaries can be appointed to agents of a government agency because these individuals are specifically designated to handle the financial affairs of beneficiaries who cannot do so themselves due to various reasons, such as incapacity or legal restrictions. The primary role of these agents is to ensure that benefits, like Social Security, are used for the intended purpose of meeting the beneficiaries' needs.

Government agencies have established processes and criteria to designate these agents, ensuring that those appointed are capable of managing funds responsibly and are in the best interest of the beneficiaries. This appointment reflects the trust placed in these agents to act according to federal regulations and the welfare of the individuals they serve.

In contrast, the other options do not accurately capture the specific requirements and processes involved in appointing Representative Payees and Federal Fiduciaries. Only agents of a government agency are authorized under federal law to fulfill this role, ensuring a level of oversight and responsibility not guaranteed by broader categories like family members or anyone with financial authority.